SB 899's "medical first pay" component requires employers to authorize treatment within 1 working day of receiving a claim form and makes them liable for up to $10,000 in treatment until compensability is determined. CWCI data provides estimates of treatment costs in the early stages of a claim and shows that more than 98% of all claims have medical care costs below the employers' $10,000 maximum liability in the 1st 90 days.